Archive for November, 2008
Friday, November 28th, 2008
1st American Mortgage asked: If you are looking for a Colorado mortgage rate quote for a Colorado mortgage loan, then there are many places to go. Of course there are many ads for different Colorado mortgage lenders that are based in the state and around the country. But for a ...
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Tuesday, November 25th, 2008
Jerry Figueroa Lee asked: When comparing mortgages there are various factors to be taken into consideration. This article covers the following mortgage specific considerations, with more to follow in part two onwards.
- Total Cost Calculation
- Overall APR
- Arrangement fees
- Portability
- Early Repayment Charge
- Term of mortgage / Age of borrower
Total ...
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Tuesday, November 25th, 2008
skategirl asked: We are looking to refinance our mortgage. We had a bad experience with a mortgage broker the first time around. Aside from the BBB, are there any websites where I can find others' opinions/experiences with mortgage companies?
Having received some offers already, there are a few which ...
Posted in mortgage | 3 Comments »
Friday, November 21st, 2008
The House Team Of Mortgage Intellingence asked: "Lower than prime," you heard someone say. Like most Canadians, you were probably first skeptical and then confused. We tend to think of the prime lending rate as the invisible "floor" of lending rates. The very best customers can get very close to ...
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Tuesday, November 18th, 2008
Michael Challiner asked: APR - This stands for Annual Percentage Rate. It enables you to compare the full cost of the mortgage. Rather than just being an interest rate, it includes up front and ongoing costs of taking out a mortgage. The formula for calculating APR is set by Government ...
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Monday, November 17th, 2008
The House Team Of Mortgage Intellingence asked: Contrary to what you may think, you don't manage your credit applications and payments in a vacuum. Your credit behavior (as some have learned the hard way) is tracked by credit bureaus such as Equifax Canada and TransUnion of Canada.
This information is ...
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Sunday, November 16th, 2008
The House Team Of Mortgage Intellingence asked: Real estate has been an outstanding investment in most parts of Canada in the past few years. Home valuations are continuing to rise and have broken through the peak of their 1989 "bubble" in many areas of the country. That's good news for ...
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Wednesday, November 12th, 2008
cookingmomma asked: If a homeowner has a first mortgage and a second mortgage, and would like to refinance the first mortgage at different terms, can this be accomplished - does the existing second mortgage put a monkey-wrench in refinancing the first?Mary
Posted in mortgage | 4 Comments »
Tuesday, November 11th, 2008
dre_gh asked: I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so i took a 24 credit hour course in residential mortgage lending but unfortunately i haven't been able to find a job because ...
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Thursday, November 6th, 2008
Gem asked: I am a first time house buyer and need to find a mortgage wihtin the next 16 weeks. I would like to know what banks are doing the best mortgage deals at the moment, can anyone help?Adrian
Posted in mortgage | 7 Comments »